Can I get a loan if I don't have payslips or tax returns?
As long as you have an active ABN, we can organise a loan for you without the hassle of submitting tax returns.
Low-doc loans are often used by the self-employed to get access to funds without having to submit all the paperwork the banks often ask for.
In our experience we often get you the same interest rates that you would pay if you did have completed tax returns.
Contact us and find out how we can help you.
Are there any upfront costs?
You may have to pay a non-refundable valuation fee however we won’t ask for this until your loan has been conditionally approved by the lender.
How can I find out if I have bad credit?
Head to this website and you can check your credit file: www.mycreditfile.com.au
How long does the application process take?
Generally from start to finish the process takes 3 – 4 weeks however, sometimes there are external factors we cannot control. Our job is to push your application up the line as fast as possible so you get the solution you are after.
How long will it take until I am approved?
We aim to get your loan conditionally approved within 3 days once we have all your information. From there your property will need to be valued which depending on access will take another 2 – 3 days .
When will we have the money I need?
Generally the refinance process takes between 3 – 4 weeks however we push it as much as possible to settle your loan ASAP.
Can I trust you?
Lending Solutions Group are an award winning organisation which is highly respected by its mortgage peers. Most of our business comes from referrals from existing clients who have spread the word of the great service they have received from us. We are licenced and a member of the MFAA and COSL which oversee the mortgage and finance industry.
What is the lowest interest rate you can get me?
Everyone’s circumstances are different, once we are familiar with your situation and needs we will get the most competitive deal we can for you.